Investment bonds are not considered the best option to pay for your long-term care. There is no guarantee that the return from your investment will meet your care costs and you have to tie up your money for a long time. However, in some circumstances they can be helpful. Read on to find out more and consider the pros and cons.

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Caring for someone can take its toll on your physical and mental health, social life, career and relationships. Taking time out to look after yourself is important if you’re to continue supporting yourself and the person you’re caring for. Here are some of the different types of support available.

If you’ve opted to receive direct payments to pay for personal care services yourself, there are important things you should know – such as how to compare products and services and how to manage your budget effectively.

Care workers or personal assistants can help you live independently in your own home. They may be provided directly by your local council (or Health and Social Care Trust in Northern Ireland), with everything arranged for you. But if you decide to appoint one directly, using your own money or with direct payments, there’s a lot to think about.

Assessment of Capital for the Elderly Most forms of capital and savings are assessable and will...

Age UK is a charity dedicated to helping everyone make the most of later life. The...

You need to find a way of self-financing your long-term care and you own a home that’s larger than you need. Could the answer be staring you in the face?

If you need a regular income to pay for care at home or in a care home, an immediate need care fee payment plan, or immediate care annuity as they’re also known, could be the answer.

If you’re over 65, own your home and need to fund your long-term care, you may...

There are several options for paying for elderly care Full funding: NHS will fully fund care,...

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The idea behind Tell Us Once is simple. One notification of the death for all the...

This gives a regular income once a person reaches state pension age. It is based on...

Insurance Letter to cancel an insurance policy (DOC)Letter to reclaim mis-sold PPI (DOC)Letter of complaint about an insurance company's service (DOC)Letter of complaint, arguing against an insurance company's rejection of a claim (DOC)Cancelling contract agreements Letter for cancelling contract agreements (DOC)Complaining to your bank or building society Letter of complaint to your bank or building society (DOC)  Setting up a standing order Letter to set up a standing order (DOC)Tracing pensions Letter tracking pensions (to employer) (DOC)Letter tracking pensions (to provider) (DOC)Maternity leave Letter for maternity leave to an employer (DOC)Local authority and community care Letter for community care assessment (DOC)Letter of complaint to local authority (DOC)Letter of appeal for community care (DOC)Notification of a death Death notification letter to a bank or building society (DOC)Death notification letter to mortgage provider (DOC)Death notification letter to pension provider (DOC)

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The benefits system is complicated but if you know where to look, there is financial support out there for the millions of unpaid carers in the UK. Here’s an introduction to what’s available with links to where you can find out more and apply for your entitlements.